EXCEL SPREADSHEET ZERO BUDGET HOUSEHOLD FREE

The budget decisions you make are only as good as the data you’re relying on. Save As again to create a budget just for this year. Save As now and you will have a template that can be reused every year. Tip: if you type January and click on the small black box (fill handle) in the bottom right-hand corner of cell B2 and drag it across, it will fill in the rest of the months for you without you having to type them. Next, type the months along the next row, staring at B2. Start a new document and give it a heading like Budget. Make sure to customise the spreadsheet expense and income categories to your personal circumstances. Steps Building A Basic Home Budget Spreadsheetīelow are the steps, accompanied with diagrams, to creating a basic home budget. You should always consult a qualified financial expert when making money decisions to tailor plans to suit your circumstances. In this blog, I share my savings and budget planning and what works for us.

EXCEL SPREADSHEET ZERO BUDGET HOUSEHOLD FREE

If you don’t have Excel, then the free alternatives ( Open Office or Google spreadsheets) are pretty similar and this tutorial should still be helpful the functions will just be in different menus.ĭisclaimer: This is general information only. The tutorial is based on the latest version of Excel, so if you’re using the older version of Excel, you will find the same functions in the toolbar and menu bar. This tutorial starts from the very beginning for those who have never met a spreadsheet before. When you create your own budget yourself, you can customise it to meet your own needs and circumstances exactly. I have been using it now for over a decade.

Excel is an awesome program for personal budgeting.

Excel spreadsheet zero budget household